
About
Sam Gorniak
I’m a U.S. Navy Veteran, Senior Chief (E-8), and VA Home Loan Expert endorsed by the U.S. Department of Veterans Affairs — not just someone who “sells” VA loans, but someone who’s lived it. I’ve used the VA loan myself and know firsthand the power it offers veterans and their families.
The truth? Over 95% of mortgage lenders push VA loans without ever having served — or used the benefit themselves. I bring the perspective of both a veteran and a borrower, offering guidance rooted in real experience, not just sales scripts.
Before specializing in lending, I ranked in the top 3% of all Realtors, helping hundreds of clients buy and sell in Florida’s competitive market. I hold an MBA in Project Management and certifications in Six Sigma, CAPA, and leadership — all of which I apply daily to deliver exceptional service, clear communication, and fast results.
Since 2018, I’ve helped countless families (especially veterans) close on homes with confidence, with most buyers finding their home in under 18 days. Whether you’re buying, refinancing, or exploring options, I bring tactical precision and human understanding to every transaction.
What sets me apart:
✔️ Endorsed VA Loan Expert & U.S. Navy Veteran
✔️ Real estate + lending + leadership experience
✔️ Personally used the VA loan — I walk the talk
✔️ Fast, no-fluff service with a mission-driven mindset
Serving | All of Florida
Fernandina to Pensecola and down to Miami